Credit Card Processing

Our direct interface enables cost-efficient payment processing from the point-of-sale, electronic cash register, or terminal.

Our solutions support all payment types, including credit, debit, PIN debit, gift, check, and EBT. We authorize and process payments for Visa, MasterCard, Discover, American Express and JCB card brands.

Integrated POS Payment Processing

We specialize in integrated POS payment processing to streamline business operations. We develop our own technology and assist POS developers with integrating our payment processing solutions to deliver a complete POS solution.

Our direct interface, MercuryPay™, is inside hundreds of restaurant, retail, and specialized POS systems. There is no additional hardware to purchase or extra software to install and support. MercuryPay works with internet and dial-up transactions to process today's high volume of card transactions in less time.

Seamless integration with the POS system enables easy business-management features, such as automated record-keeping and real-time transaction reporting. As the leader in POS payment integrations, we understand POS technology and deliver direct technical support to our payment processing partners.

Solutions For Electronic Cash Registers

We offer integrated payment solutions for every type of cash register. In addition to direct integrations, we offer a specialized technology solution for inexpensive cash registers.

We partnered with Datacap Systems, Inc., to build our technology into a full suite of products that deliver all the benefits of integrated payment solutions—automated transaction reporting, free MercuryGift transactions, stand-in authorization, tip adjustment, and free 24/7 support. These NoLoad™ products are preprogrammed and ready to plug in for fast and easy set up. They include:

• NoLoad IPTran™—integrated fast, internet protocol (IP) payment processing
• NoLoad DialTran™—integrated dial-up payment processing
• NoLoad TwinTran™—integrated IP processing with automatic dial backup if the Internet connection is lost

Terminals

We support a variety of payment terminals that send payments directly to us. Our terminal solutions fit many different business needs, including choices for internet or dial-up processing, MercuryGift card processing, credit, debit, EBT and tip adjustment. We also offer terminals that enable online reporting and other features of our integrated POS and ECR solutions. As with all of our payment solutions, merchants enjoy free 24/7 live support.

Electronic Benefit Transfer (EBT)

Our comprehensive Electronic Benefits Transfer (EBT) processing makes it easy for retail businesses to accept EBT cards. Our platform accommodates multiple or single locations. Although benefits vary from state to state, our EBT solution enables services in available states on a single system with no software changes.

We can also provide consolidated EBT transaction data for multiple states, streamlining cross-state chain business operations. We make EBT settlement easier by providing funds, reports and billing for debit, credit, and EBT all together.

Our MercuryGift card program delivers everything merchants need to generate new revenue, increase brand exposure, and easily manage gift card sales for one store or an entire chain. We packed our MercuryGift™ card program full of rich features that help merchants create a new profit center with very little effort or expense. Our integrated platform enables automated funds transfer, reconciliation, and a variety of reporting options, so merchants can track gift card sales and activity without extra bookkeeping effort. The MercuryGift program offers: Unlimited free transactions. All MercuryGift transactions are free for Mercury credit card merchants, including gift card issue, gift card sales, and gift card reload. We can convert existing gift cards to Mercury, and the processing is still free! Automated reporting. Mercury provides automated online reporting to track gift card activity and create monthly summaries of activity in single or multiple locations. Balance Inquiries. We offer services to help manage gift cards, including customer balance inquiries, hosting of card balance inquiries from merchant websites, and the ability to transfer existing gift card balances to MercuryGift cards. Flexible gift card programs. Our Express Program offers a wide variety of professionally pre-designed cards. We simply add your business logo. For merchants who want to design their own cards, we offer our Custom Program. Multi-store reconciliation. For merchants who need to manage multiple accounts, our gift card program offers a number of advantages. We provide multi-store account maintenance with monthly reimbursement for each location. Gift cards can be used across stores. Cards can be issued and redeemed at any location in a group, or issued from one location and redeemed at all locations. The program includes convenient network funds transfer through the Automated Clearing House (ACH) network.